under water

1. Being or holding an asset that is worth less than its purchase price or the debt owed on it.

2. Not making enough money to meet financial obligations.

Name	Pronounced	Usage
Albertina	ahl-ber-TEE-nah (Italian, German)	Italian, German, Dutch, Portuguese
Rahmİ	-	Turkish
Tel	TEL	English (British)
Desirae	-	English (Modern)
Saveli	-	Russian
Kati	KAH-tee (Finnish)	Finnish, Estonian, Hungarian