fanny-dipper

n. a swimmer, as opposed to a surfer. (California.) The fanny-dippers are not supposed to go out that far.

Name	Pronounced	Usage
BoŻYdar	baw-ZHI-dahr	Polish
Seumas	-	Scottish
Benson	['bensn]
Phyliss	FIL-is	English
Tryfon	-	Greek
Gwendolyn	GWEN-də-lin (English)	Welsh, English