fanny-dipper

n. a swimmer, as opposed to a surfer. (California.) The fanny-dippers are not supposed to go out that far.

Name	Pronounced	Usage
Boghos	-	Armenian
Andriana	-	Greek
Zhivka	-	Bulgarian, Macedonian
Achim (2)	-	Biblical
Elma	['elmə]
Cerridwen	-	Welsh