I'd say

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In my opinion; it is my estimation that. I'd say we have about a 50-50 chance of winning this game today.

Name	Pronounced	Usage
Zoja	ZOI-ah (Polish)	Polish, Macedonian
Fergal	-	Irish
Julitta	-	History
Anik	-	Indian, Hindi, Bengali
CÓEmgein	KEE-veen, KWEE-vin	Irish
Zusa	-	Yiddish