to begin with

first or most importantly To begin with, I don't have enough money to take a trip to Europe this summer.

Related vocabulary: for openers

Name	Pronounced	Usage
Harish	-	Indian, Hindi, Marathi, Gujarati, Kannada, Tamil, Telugu, Malayalam
Madhur	-	Indian, Hindi
&Aelig;Sc	-	Anglo-Saxon
Alicia	[ə'liʃiə]
Ishild	-	Ancient Germanic (Hypothetical)
Bartholomew	bahr-THAHL-ə-myoo (English)	English, Biblical