under water

1. Being or holding an asset that is worth less than its purchase price or the debt owed on it.

2. Not making enough money to meet financial obligations.

Name	Pronounced	Usage
Connor	KAHN-ər (English)	Irish, English (Modern)
Sherman	['ʃə:mən]
Ari (3)	-	Armenian
Kfir	-	Hebrew
Dilbert	DIL-burt	Popular Culture
Hoshi	ho-shee	Japanese