under water

1. Being or holding an asset that is worth less than its purchase price or the debt owed on it.

2. Not making enough money to meet financial obligations.

Name	Pronounced	Usage
Aygul	-	Azerbaijani, Uyghur
Blagoj	-	Macedonian
Georgette	zhor-ZHET	French
Shania	shə-NIE-ə	English (Modern)
ŞEnay	-	Turkish
Gratia	-	German